Consider These Factors to Determine If You Should Get a Car in the UK

• Mar 08, 2023

So, you are only adapting to the lifestyle of your new home – the UK and you are surprised how most fellow citizens get by on their day without owning a car in its cities. But you can’t be one of them. You have always owned a car and living in the UK shouldn’t change this fact, right?
Although you can get your car as soon as you arrive in the country or before passing your Life in the UK test, you should be prudent and think of all the costs that it will incur. Here is everything you need to know before you buy your first vehicle in the UK:

Your Living Area

Unlike in most other countries of the world, in Britain, getting a car isn’t a necessity if you are living in a city or town. The UK offers commendable public transport to its citizens and you don’t have to worry about commuting if you are in a city.

Cost of Buying a Car

Cars are long-term investments. People pay almost 5 to 10% of their take-home salary to pay for the loan they got to finance their car. But this fact represents a scenario where you buy a new car. Used cars cost a lot less.
While you can get a used car for as low as £1000, you should be mindful of its impact on your continued financial health. Additionally, you should also include the cost of getting a car history report for the car to ensure you are getting value for your money.

Cost of Maintaining a Car

If you choose to go with a cheaper option for your car in the UK, keep in mind that a car’s age determines the carbon tax you will pay for using it. At the same time, the insurance premium for the car rises as its condition deteriorates.
Other than these costs, you will also have to pay for maintenance every other month. Fuel is a regular cost of driving a car. But you also have to include a parking fee.
These costs, when combined over a year, can put a serious dent in your budget.

Ease of Public Transport

The UK has one of the most developed and robust public transport systems in the world. With monthly passes and availability in most of the popular areas of cities, this system is far more convenient for Brits than driving their vehicles.
Best of all, this system prevents you from having to drive in circles to search for the most suitable parking space.

Your Family Size

Those Brits who prefer personal vehicles over public transport often opt for bikes. If you are single, you should consider getting a bike to commute to your office. Bigger family sizes can make room for a car in your house.

Take Away

Once you have settled down in the UK, it’s natural for you to consider getting a car for the commute. But if you are living in a metropolitan area, you may not need a car because of the robust public transport system offered by the country. This post discussed all the factors you need to consider to decide whether you still need a car or not.